Would you be able to say how much you pay back each month in credit repayments? Or even the total balance of your outstanding credit? If you can’t then you are not alone, in fact one in three of the UK population claim to be unable to do so. Despite the fact that average consumer borrowing via unsecured credit (credit cards, store cards and overdrafts) has risen to £4,550 per UK adult, a parallel increase in time spent on reviewing our finances and money management has not followed.

• Could you be getting a better deal?
• Sorting it all out?
• What is a secured loan?
• Is it for me?
• What do I need to be aware of?
• Making sense of financial jargon
• What next?

Our typical rate at Picture is 8.4%APR variable.